Schedule 2 organizations are self-insured and the WSIB administers the payment of benefits. Each year, we announce a provisional administration rate that reflects the anticipated administration costs for the year for administering these benefits.
We're pleased to provide Schedule 2 organizations with details about their 2025 provisional administration rate along with an update on the latest forecast for their 2024 administration rate below. In the summer of 2025, we’ll announce the actual 2024 administration rate and provide an adjustment to reflect any differences between the actual and provisional rate.
You can view the following FAQs to learn more about the 2025 provisional administration rates and 2024 latest forecast. Please send us a message or call 1-800-387-0750, Monday to Friday, 7:30 a.m. to 6 p.m., if you have any further questions about the 2025 provisional administration rate.
Provincially regulated organizations
The 2025 provisional administration rate for provincially regulated organizations is 17.1 per cent of expected benefit payments. This is a $24.3 million increase in total expenses and a $133.4 million increase in benefit payments from the 2024 provisional administration rate.
Summary of the costs used to determine the 2025 provisional administration rate
| Costs allocated to organizations | 2025 estimate ($000) |
|---|---|
| WSIB administration | 69,742 |
| Legislative obligations | 8,113 |
| Ministry of Labour, Immigration, Training and Skills Development – prevention and Occupational Health and Safety Act * | 38,370 |
| Other expenses collectively charged ** | 15,623 |
| Total costs | 131,848 |
| Total benefits | 769,735 |
| Provisional administration rate (Costs/Benefits) x 100% | 17.1% |
* includes the Occupational Health and Safety Act (OHSA) and Ministry of Labour, Immigration, Training and Skills Development costs when applicable, among others
** includes bankruptcies, net interest gain/loss, interest on delayed benefits, and benefit overpayments
Update on 2024 administration rate: Provincially regulated organizations
The 2024 administration rate initially set at 16.9 per cent of expected benefit payments is anticipated to be 17.4 per cent at year-end. This percentage is also referred to as the latest forecast for provincially regulated organizations.
Federally regulated organizations
The 2025 provisional administration rate for federally regulated organizations is 12.1 per cent of expected benefit payments. This is a $0.6 million increase in total expenses and a $2.9 million increase in benefit payments from the 2024 provisional administration rate.
Summary of the costs used to determine the 2025 provisional administration rate
| Costs allocated to organizations | 2025 estimate ($000) |
|---|---|
| WSIB administration | 3,361 |
| Legislative obligations | 391 |
| Ministry of Labour, Immigration, Training and Skills Development – prevention and Occupational Health and Safety Act * | 0 |
| Other expenses collectively charged ** | 753 |
| Total costs | 4,505 |
| Total benefits | 37,094 |
| Provisional administration rate (Costs/Benefits) x 100% | 12.1% |
* includes the Occupational Health and Safety Act (OHSA) and Ministry of Labour, Immigration, Training and Skills Development costs when applicable, among others
** includes bankruptcies, net interest gain/loss, interest on delayed benefits, and benefit overpayments
Update on 2024 administration rate: Federally regulated organizations
The 2024 administration rate initially set at 11.3 per cent of expected benefit payments is still anticipated to be 11.3 per cent at year-end. This percentage is also referred to as the latest forecast for federally regulated organizations.
Organizations covered under the Government Employees Compensation Act (GECA) administered by the Department of Employment and Social Development Canada (ESDC)
The 2025 provisional administration rate for organizations covered under the Government Employees Compensation Act is 12.1 per cent of expected benefit payments. This is a $0.1 million decrease in total expenses and a $5.4 million decrease in benefit payments from the 2024 provisional administration rate.
Summary of the costs used to determine the 2025 provisional administration rate
| Costs allocated to organizations | 2025 estimate ($000) |
|---|---|
| WSIB administration | 5,791 |
| Legislative obligations | 674 |
| Ministry of Labour, Immigration, Training and Skills Development –- prevention and Occupational Health and Safety Act * | 0 |
| Other expenses collectively charged ** | 1,264 |
| Total costs | 7,729 |
| Total benefits | 63,921 |
| Provisional administration rate (Costs/Benefits) x 100% | 12.1% |
* includes the Occupational Health and Safety Act (OHSA) and Ministry of Labour, Immigration, Training and Skills Development costs when applicable, among others
** includes net interest gain/loss, interest on delayed benefits, and benefit overpayments
Update on 2024 administration rate: GECA organizations
The 2024 administration rate initially set at 11.2 per cent of expected benefit payments is anticipated to be 11.3 per cent at year end. This percentage is also referred to as the latest forecast for GECA organizations.
FAQs
How do you determine the provisional rate for each group?
To calculate the administration fee for Schedule 2 organizations, we estimate the annual costs of running the Schedule 2 system at the beginning of each year. This is known as the provisional rate. There are two parts to the process of determining what rate we charge the Schedule 2 organizations:
- We determine the administrative expenses for Schedule 2 as a whole.
- We then determine the administration rate for each organization group.
Review the Schedule 2 administration rates overview to learn more.
How do you get from the provisional rate to the actual rate?
After we provide organizations with a provisional rate for the year, we wait until the actual experience is available for that year. At that point, we provide organizations with their actual rate based on final data from the previous year. Review the Schedule 2 administration rates overview to learn more.
Can you explain the factors that resulted in the calculation of the 2025 provisional administration rate, in relation to the 2024 provisional administration rate?
The 2025 provisional administration rates are expected to be higher than the 2024 provisional administration rates for all organizations:
- provincially regulated and federally regulated organizations: the rate is higher because of higher administration expenses and interest collectively charged, as well as higher average costs related to post-traumatic stress disorder claims, physical injury claims and other mental stress claims
- organizations covered under the Government Employees Compensation Act: the rate is higher because of lower administration expenses, offset by lower benefit payments than anticipated in the 2024 provisional administration rate
The 2025 provisional administration rates also reflect the expansion of presumptive cancer coverage for eligible firefighters and fire investigators.
What is the reason for the latest forecast since you released the 2024 provisional administration rate?
The 2024 latest forecast administration rates are expected to be higher than the 2024 provisional administration rates for provincially regulated organizations and for organizations covered under the Government Employees Compensation Act:
- provincially regulated organizations: the latest forecast is higher because of higher administration expenses and interest collectively charged as well as higher average costs related to post-traumatic stress disorder claims, physical injury claims and other mental stress claims
- organizations covered under the Government Employees Compensation Act: the latest forecast is marginally higher because of lower administration expenses and interest collectively charged, offset by lower benefit payments than those anticipated in the 2024 provisional administration rate
- 2024 latest forecast administration rates also reflect the expansion of presumptive cancer coverage for eligible firefighters and fire investigators
The 2024 administration rate for federally regulated organizations remains the same in the latest forecast.
What happens if the actual rate for 2024 is different than the provisional rate originally released?
Depending on whether our estimates are over or under the actual costs, we either charge or credit organizations any difference between the provisional and actual administration rates as a one-time adjustment. This happens in August of the following year. For example, the 2024 actual rate will be released in August 2025 and the 2025 actual rate will be released in August 2026.