Benefits and programs

Comprehensive benefits, services and programs

Small businesses enjoy a number of services and programs and comprehensive benefits for their workers. We also have several incentive programs that can lower your premiums and provide rebates while improving your health and safety. Our goal is to take care of your all your workplace insurance needs so you can get back to running your business.

Financial security

  • No-fault insurance to protect you from costly court settlements
  • WSIB benefits regardless of your size, risk or industry
  • Tax deductions for your premiums - not affected by HST
  • Low administration costs for your premiums compared to other provincial workers compensation boards and private insurers

Value for your premium dollars

Incentive programs

Our Health and Safety Excellence program can help you reduce workplace injuries and illness by up to 33 per cent with the help of a WSIB-approved safety expert. By joining, you can earn rebates on your premiums — on average small businesses earn $9,000 and large businesses earn $40,000 a year! Plus, you’ll receive an extra $1,000 when you get started.

We make it easier for small businesses and businesses new to health and safety to succeed in the program by offering tailored support to help you make lasting health and safety improvements in your workplace.

Free and low-cost health and safety resources

As a WSIB-registered business you receive a free membership with your industry’s Health and Safety Association and free access to the Canadian Centre for Occupational Health and Safety’s Business Safety Portal:

  • Contact your Health and Safety Association to access health and safety expertise, best practices, innovative and cost-effective solutions, training and information.
  • Sign up for the Business Safety Portal, a savings of up to $1,700 a year! It only takes three minutes to sign up. Once you’re in, you can start using industry-specific resources like templates, online courses and fact sheets right away to help make your workplace safer.

You can also find information about the health and safety system and your responsibilities in our health and safety resources.

Services/Expertise

  • Contact our Employer Services Centre for account-related support
  • Learn more about your health and safety responsibilities, as well as where to find resources and support