Comprehensive benefits, services and programs

Small businesses enjoy a number of leading edge services and programs and comprehensive benefits for their workers. We also have several incentive programs that can lower your premiums and provide rebates while improving your health and safety. Our goal is to take care of your all your workplace insurance needs so you can get back to running your business.

Financial security

  • No-fault insurance to protect you from costly court settlements
  • WSIB benefits regardless of your size, risk or industry
  • Tax deductions for your premiums - not affected by HST
  • Low administration costs for your premiums compared to other provincial workers compensation boards and private insurers

Value for your premium dollars

Incentive programs

  • The Merit Adjusted Premium (MAP) program can lower your premiums when you improve health and safety in your business. Please note that December 2018 will be the date of the last MAP statement (for the 2019 year). This is because effective 2020 the MAP program will be replaced by the rate framework. Learn more here.
  • Our Small business health and safety programs provide you with free health and safety training and resources. Participation in the program can also earn you a one-time five per cent rebate on your previous year’s premium.
  • The Safety Groups Program brings businesses together to share best practices in workplace health and safety. By improving overall health and safety performance, you can reduce your WSIB premiums and earn financial rebates
  • The Workwell Program helps you assess your current health and safety standards and provides practical safety management tools sized to fit your business


  • Employer Service Centre provides account-related services to you. Call our General Inquiry Line at 416-344-1000 or toll free: 1-800-387-0750 and ask for the ESC
  • Four Health and Safety Associations that provide sector-specific training programs, products and services to the province's employers and workers
  • Office of the Employer Adviser provides representation, advice and education to employers with fewer than 100 workers