Lump sum awards
Surviving spouses are entitled to a one-time lump sum payment. For 2026, this payment is $103,023.22 plus or minus $2,575.57 for each year the spouse is under/over under age 40, respectively.
The amount decreases by $2,575.57 every year older than 40 that the spouse was at the time of the deceased’s passing to a minimum of $51,511.55
The amount increases by $2,575.57 every year younger than 40 the spouse was at the time of the deceased’s passing to a maximum of $154,534.73
| Age | Amount |
|---|---|
| 20 or younger | $154,534.73 |
| 25 | $141,656.88 |
| 30 | $128,779.03 |
| 35 | $115,901.18 |
| 40 | $103,023.22 |
| 45 | $90,145.37 |
| 50 | $77,267.52 |
| 55 | $64,389.67 |
| 60 or older | $51,511.82 |
Monthly awards
The minimum compensation amount payable for spouse and child is $2,437.76.
The maximum earnings ceiling is $121,700.00 per year (175% of average industrial wage for Ontario).
Burial awards
We pay all expenses reasonably connected to the burial. There is no maximum amount.
The minimum amount payable is $3,863.36.