Lump sum awards
Surviving spouses are entitled to a one-time lump sum payment. For 2023, this payment is $94,294.66 plus or minus $2,357.36 for each year the spouse is under/over under age 40, respectively.
The amount decreases by $2,357.36 every year older than 40 that the spouse was at the time of the deceased’s passing to a minimum of $47,147.46
The amount increases by $2,357.36 every year younger than 40 the spouse was at the time of the deceased’s passing to a maximum of $141,441.86.
| Age | Amount |
|---|---|
| 20 or younger | $141,441.86 |
| 25 | $129,655.06 |
| 30 | $117,868.26 |
| 35 | $106,081.46 |
| 40 | $94,294.66 |
| 45 | $82,507.86 |
| 50 | $70,721.06 |
| 55 | $58,934.26 |
| 60 or older | $47,147.46 |
Monthly awards
The minimum compensation amount payable for spouse and child is $2,230.97.
The maximum earnings ceiling is $110,000.00 per year (175% of average industrial wage for Ontario).
Burial awards
We pay all expenses reasonably connected to the burial. There is no maximum amount.
The minimum amount payable is $3,536.04.